| Type | APR (as low as) |
|---|---|
| New Auto - Fixed | 6.24% |
| Used Auto - Fixed | 6.49% |
| New RVs, Motor Homes, Antique Vehicles, Travel Trailers, & Motorcycles | 8.90% |
| Title Secured | 8.05% |
APR = Annual Percentage Rate. Rates are subject to change, are based on an individual’s credit history, & includes a .25% discount for repayment via Payroll Deduction or Automatic Transfer from a Benchmark Account.
| Card Type | APR (as low as) |
|---|---|
| Visa Platinum (Low Rate) | 9.90% - 17.90% APR |
| Visa Platinum CashBack | 11.90% - 18.00% APR |
| Visa Signature Rewards (Variable Rate) | 15.15% - 18.00% APR |
APR = Annual Percentage Rate. Rates are subject to change & based on an individual’s credit history.
| Type | APR (as low as) |
|---|---|
| Unsecured | 10.50% |
| Share Secured | Varies* |
| Certificate Secured (excludes IRAs & Step-Ups) | Varies* |
APR = Annual Percentage Rate. Rates are subject to change, are based on an individual’s credit history, & includes a .25% discount for repayment via Payroll Deduction or Automatic Transfer from a Benchmark Account.
*Share & Certificate Secured Loan Rates = collateral percentage plus 3%.
| Balance | APR | APY |
|---|---|---|
| $25,000 - $50,000 | 0.05% | 0.05% |
| $50,000+ | 0.10% | 0.10% |
APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates/Yields are subject to change.
| Balance | APR | APY |
|---|---|---|
| Balances > $0; if account qualifications met | 2.96% | 3.00% |
APR = Annual Percentage Rate. APY = Annual Percentage Yield. This is a variable rate account and rates/yields are effective as of 1/1/2026, but are subject to change at the Credit Union’s discretion without prior notice.
Monthly Qualifications:
Qualifying for your Ultimate Checking rewards automatically qualifies you to receive the Ultimate Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Ultimate Checking during each Monthly Qualification Cycle:
- At least 12 Signature or PIN-based Debit Card purchases
- Be enrolled in and agree to receive eStatements
It’s no problem if you miss a qualification cycle; however, your Ultimate Saver will not earn a dividend that month. Both accounts are still FREE, and you can get back to earning dividends/rewards the very next month you qualify.
| Balance | APR | APY |
|---|---|---|
| Balances > $0; if account qualifications met | 2.96% | 3.00% |
APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates/Yields are effective as of 1/1/2026 & are variable, so subject to change at Credit Union’s discretion without prior notice.
Qualifications:
Earning the account dividend & $10 Cash Back Reward is so easy, you’re probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Ultimate Checking Account during each Monthly Qualification Cycle:
- At least 12 Signature or PIN-based Debit Card purchases
- Be enrolled in and agree to receive eStatements
If you don’t meet the qualifications one month, don’t worry. There is no penalty; however, your Ultimate Saver & Checking Accounts will not earn a dividend/rewards that month. Both accounts are still totally FREE; plus, you can get back to earning dividends, $10 Cashback Reward, and nationwide ATM fee refunds the very next month.
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