| Type | APR (as low as) |
|---|---|
| New Auto - Fixed | 6.99% |
| Used Auto - Fixed | 7.24% |
| Driving Sense - New | 6.99% |
| Driving Sense - Used | 7.24% |
| New RVs, Motor Homes, Antique Vehicles, Travel Trailers, & Motorcycles | 8.90% |
| Title Secured | 8.05% |
APR = Annual Percentage Rate. Rates are subject to change, are based on an individual’s credit history, & includes a .25% discount for repayment via Payroll Deduction or Automatic Transfer from a Benchmark Account.
| Card Type | APR (as low as) |
|---|---|
| Visa Platinum (Low Rate) | 9.90% - 17.90% APR |
| Visa Platinum CashBack | 11.90% - 18.00% APR |
| Visa Signature Rewards (Variable Rate) | 16.15% - 18.00% APR |
APR = Annual Percentage Rate. Rates are subject to change & based on an individual’s credit history.
| Type | APR (as low as) |
|---|---|
| Unsecured | 10.50% |
| Unsecured Line of Credit | 9.75% |
| Share Secured | Varies* |
| Certificate Secured (excludes IRAs & Step-Ups) | Varies* |
APR = Annual Percentage Rate. Rates are subject to change, are based on an individual’s credit history, & includes a .25% discount for repayment via Payroll Deduction or Automatic Transfer from a Benchmark Account.
*Share & Certificate Secured Loan Rates = collateral percentage plus 3%.
| Term | APR (as low as) |
|---|---|
| Variable | 7.75% Intro Rate for 6 months |
APR = Annual Percentage Rate. Introductory Rate is valid for 6 months then rate will convert to the rate member qualified for at time of application. Rates are subject to change & based on an individual’s credit history.
| Term | APR (as low as) |
|---|---|
| Up to 36 Months | 8.49% |
| Up to 60 Months | 8.74% |
| Up to 120 Months | 9.49% |
| Up to 180 Months | 9.99% |
APR = Annual Percentage Rate. Rates are subject to change & based on an individual’s credit history.
| Term | APR (as low as) |
|---|---|
| Up to 36 Months | 8.24% |
| Up to 60 Months | 8.49% |
| Up to 120 Months | 9.24% |
| Up to 180 Months | 9.74% |
APR = Annual Percentage Rate. Rates are subject to change & based on an individual’s credit history.
| Term | Rate | APR | Points |
|---|---|---|---|
| Fixed - 15 Year | 5.250% | 5.335% | 0 |
| Fixed - 15 Year | 4.750% | 4.987% | 1 |
| Fixed - 20 Year | 5.875% | 5.944% | 0 |
| Fixed - 20 Year | 5.375% | 5.566% | 1 |
| Fixed - 30 Year | 6.000% | 6.052% | 0 |
| Fixed - 30 Year | 5.625% | 5.769% | 1 |
+The published rate and APR is based on a $450,000 purchase price and $360,000 loan amount. Rates are subject to change without notice. Rates are subject to adjustment based on a review of specific details for the transaction, credit review, and collateral evaluation.
| Balance | APR | APY |
|---|---|---|
| $25,000 - $50,000 | 0.05% | 0.05% |
| $50,000+ | 0.10% | 0.10% |
APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates/Yields are subject to change.
| Balance | APR | APY |
|---|---|---|
| Balances > $0; if account qualifications met | 0.25% | 0.25% |
| All balances if account qualifications not met | 0.05% | 0.05% |
APR = Annual Percentage Rate. APY = Annual Percentage Yield. This is a variable rate account and rates/yields are effective as of 7/1/2024, but are subject to change at the Credit Union’s discretion without prior notice.
Monthly Qualifications:
Qualifying for your Ultimate Checking rewards automatically qualifies you for the highest Ultimate Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Ultimate Checking during each Monthly Qualification Cycle:
- At least 12 Signature or PIN-based Debit Card purchases
- Be enrolled in and agree to receive eStatements
It’s no problem if you miss a qualification cycle. Both accounts are still FREE, and your Ultimate Saver will earn our base dividend rate. Then you can get back to earning rewards the very next month you qualify.
| Balance | APR | APY |
|---|---|---|
| $0 - $50,000; if account qualifications met | 4.89% | 5.00% |
| $50,000+; if account qualifications met | 2.96% | 3.00% |
| All balances if qualifications not met | 0.05% | 0.05% |
APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates/Yields are effective as of 7/1/2024 & are variable, so subject to change at Credit Union’s discretion without prior notice.
Qualifications:
Earning the highest dividend & $10 Cash Back Reward is so easy, you’re probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Ultimate Checking Account during each Monthly Qualification Cycle:
- At least 12 Signature or PIN-based Debit Card purchases
- Be enrolled in and agree to receive eStatements
If you don’t meet the qualifications one month, don’t worry. There is no penalty, and you still have a totally FREE Checking Account that earns our base dividend rate. Plus, you can get back to earning higher dividends, $10 Cashback Reward, and nationwide ATM fee refunds the very next month.
Discover what Benchmark can do for you
Get the Personal Touch
Stop by any of the 5,000+
Shared Branches; nationwide.
Find an ATM
Have cash close at hand
– All across the country.