Maximize your savings with the Ultimate Saver Account, designed to complement our Ultimate Checking Account seamlessly. By opening both accounts together, you position yourself for greater financial growth and benefits. To get started with your Ultimate Saver Account, click the link below to apply online. Have questions? Contact a Member Service Representative at 610-429-1600 or visit any Benchmark branch location to learn more.
Key Features:
Features
- $5 minimum deposit to establish and maintain membership with Benchmark
- Earns dividends
- Click here to view current rates
- No monthly maintenance fees
- No minimum balance to earn rewards
- Free digital banking
It’s Easy to Earn Rewards
Qualifying for your Ultimate Checking cashback Debit Card rewards automatically qualifies you for the highest Ultimate Saver rate, too. Enrollments must be in place, and all of the following transactions and activities must post and settle to your Ultimate Checking during each Monthly Qualification Cycle:
- At least 12 signature or PIN-based Debit Card purchases
- Be enrolled in and agree to receive eStatements
Even if you don’t meet your qualifications during the cycle, your Ultimate Accounts are still FREE. Plus, you’ll still earn our base interest rate on the Ultimate Saver and you can get right back to earning your full rewards the very next month!
Disclaimer
APY=Annual Percentage Yield. APYs accurate as of 7/1/2024. This is a variable rate account, so the yield is subject to change at the Credit Union’s discretion without prior notice. When monthly qualifications for Ultimate Checking are met, you will receive a $10 cashback Debit Card reward. Domestic ATM fees incurred using Ultimate Checking Debit Card during qualification cycle will be reimbursed up to $10 if monthly account qualifications are met. Qualifying transactions must post to and settle account during the month. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying Debit Card transactions; nor do transfers between accounts. If qualifications in Ultimate Checking are met each monthly qualification cycle then balances in Ultimate Saver receive an APY of 0.25%. If qualifications are not met on Ultimate Checking, all balances in the Ultimate Saver earn 0.05% APY. Limit one Ultimate Saver & Checking Account per SSN.
More Types of Savings Accounts
Basic Savings Accounts
Discover what Benchmark can do for you. $5 is all it takes to open your Basic Savings Account.
Key Features
-
Earn Dividends
-
Digital Banking
Details
- $5 minimum balance required to establish and maintain membership with Benchmark
- Competitive dividends on entire balance…click here to view current rates
- No monthly service fee
- Free digital banking
High Yield Savings Account
Details
- Click here to view current rates
- $75,000 minimum initial deposit to open & maintain account
- Allowed three (3) withdrawals or transfers (out) per month. First account reduction in a month is free, each subsequent fund movement (out) incurs a $25 fee.
- Minimum withdrawal or transfer amount of $1,000
- If balance falls below $75,000, the account will earn the current tiered rates that our High Yield Money Maker Account is earning for balances between $25,000 & $74,999.99 and will earn the current rate that our Money Market Account is earning for balances below $25,000.
Holiday & Vacation Accounts
From the Holidays to Hawaii, our Holiday & Vacation Accounts help you make the most of your savings.
- Competitive Dividends on entire balance…click here to view current rates
- No minimum deposit to open
- No Monthly Service Fees
- No Minimum Balance Requirements
- Set aside in any amount you feel comfortable with
- Set up direct deposit to build your savings automatically
- Free digital banking
High Yield Money Maker Account
Need a saving incentive? Our High Yield Money Maker Account rewards bigger balances with better rates.
Key Features
- Tiered Dividends
- Digital Banking
Details
- Competitive, tiered rates…click here to view current rates
- Earn higher rates on balances of $25,000 or more
- Account rate tiers are as follows:
- $25,000 – $49,999
- $50,000+
- If balance drops below $25,000, earn Benchmark’s current Money Market rate
- 3 free withdrawals or transfers per month (minimum withdrawal/transfer = $1,000)
- No monthly service fee
- Free digital banking
- $25,000 minimum deposit to open
Money Market Account
Money doesn’t matter much if you can’t spend it. This Money Market Account helps you build and enjoy your savings.
Key Features
- Tiered Dividends
- Enhanced Access to Funds
- Digital Banking
Details
- Flexibility and higher earning potential in one account
- Competitive, tiered rates…click here to view current rates
- Higher balances with higher rates
- Enhanced access to funds:
- Unlimited in-person withdrawals ($500 minimum each withdrawal)
- 6 free transfers per month by pre-authorized automatic, telephone, or computer transfer (including 3 free checks written per month with a $500 minimum each)
- No monthly service fee
- Free digital banking
- $1,000 minimum deposit to open