fbpx
Money and a ledger sitting on a counter top like someone is about to record a loan transaction

Personal Loans

From traveling abroad to building credit, we have the low rate Personal Loans you need.

Key Features:

Types of Loans

Unsecured Personal Loans

Details

  • Competitive Personal Loan rates for a wide range of needs
  • Repayment terms customized to your situation (up to 5 years)
  • Convenient forms of payment: payroll deduction, coupons, or automatic payment from a Benchmark Account
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Share Secured Personal Loans

Details

  • Funds secured by Savings established with Benchmark
  • Savings remain intact and incurring dividends; thus, reducing the actual cost of your loan
  • A wide range of Personal Loan terms customized to your unique situation (up to 10 years)
  • Helps establish or re-establish credit
  • Convenient forms of payment: payroll deduction, coupons, or automatic payment from a Benchmark Account
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Personal Lines of Credit

Details

The convenience of a Credit Card (without the temptation). Easily access funds with a Personal Line of Credit.

Details:

  • Competitive Personal Line of Credit rates for several ongoing needs
  • Accommodating repayment options:
    • Minimum 3% of balance at time of advance
    • Payments are fixed until next advance
    • A new monthly payment will be calculated at that time
  • Meet needs as they arise; no need to apply for separate installations
  • Convenient forms of payment: payroll deduction, coupons, or automatic payment from a Benchmark Account
  • Local decision-making and processing
  • Attentive, friendly service from start to finish
Apply Now

Additional Coverage

Benchmark’s Debt Protection Program is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements do help ease the enrollment process.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment
Green icon of a credit card being cut by scissors.

Using Personal Loans to Consolidate Debt

Learn More

Green icon of an ipad with a dollar sign on it.

Differences Between Secured and Unsecured Personal Loans

Learn More

Green icon of a fist holding paper money.

Personal Loans to Help Fill Holiday Stockings

Learn More

You are now leaving Benchmark FCU

Benchmark FCU provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Benchmark FCU, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL