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Ultimate Account Package

Earn 3.00% APY* on Checking & Saver Account Balances. Plus, Ultimate Rewards!

Watch your balances bloom! Our Ultimate Account Package gives you a 3.00% APY* on both your Ultimate Checking AND Saver Account balances! Plus, there are no hidden fees, minimum balance requirements, and you can earn monthly rewards of a $10 cash bonus deposited into your Checking and up to $10 ATM fee reimbursements.

What Sets Us Apart:

Why wait? Make your money work as hard as you do! Join Benchmark Federal Credit Union today and watch your balances bloom with the power of 3.00% APY*. It’s time to experience banking that truly rewards you. Open your Ultimate Account now!

Ultimate Account Package Features

  • FREE Rewards Checking

  • Earn competitive dividends: 3.00% APY on entire balance in Ultimate Checking & Saver Accounts

  • Earn a $10 cash bonus deposited into your Checking

  • Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)

  • No monthly maintenance fee

  • No minimum balance to earn rewards

  • Free digital banking

  • Instant-issued MasterCard Debit Card***

  • $5 minimum deposit to open Ultimate Saver

It’s Easy to Earn Your Rewards

3.00% APY* on Saver & High Yield Checking Balances – It’s easy to qualify, you’re probably already doing it.  Enrollments must be in place, and all of the following transactions and activities must post and settle to your High Yield Checking during each Monthly Qualification Cycle:

  • At least 12 signature or PIN-based Debit Card purchases
  • Be enrolled in and agree to receive eStatements

Even if you don’t meet your monthly qualifications during the cycle, your High Yield Checking is still free.  You can get right back to earning dividends and ATM withdrawal refunds the very next month.

Disclaimer

*APY = Annual Percentage Yield. APYs current as of 1/1/2025. This is a variable rate account, so the yield is subject to change at the Credit Union’s discretion without prior notice. Account package consists of Ultimate Saver and Ultimate Checking Accounts.  If monthly account qualifications are met, earn 3.00% APY on entire balance in Ultimate Checking Account. If monthly account qualifications are met, all balances in the Ultimate Saver will also earn 3.00% APY.  If monthly qualifications are NOT met, Ultimate Checking and Ultimate Saver balances will not earn a dividend that month. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 if monthly qualifications are met. Transfers between accounts do not count as qualifying transactions. 

**When monthly qualifications are met, you will receive competitive dividends and a $10 cash bonus deposited into your Checking. Qualifying transactions must post to and settle account between the first day and last day of the month. Transactions may take one or more business days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying Debit Card transactions; nor do transfers between accounts.

***ATM/Debit Cards will be purged from our system after 12 consecutive months of inactivity for member’s security.

Discover what Benchmark can do for you

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